1. About These Terms
These terms govern your use of this website, operated by Agrin Ltd, registered in England and Wales under company number 12556122, registered office: 128 City Road, London, EC1V 2NX, United Kingdom under the brand AgrinFinance ("we", "us"). By using the site or submitting an inquiry you accept these terms. If you do not accept them, please do not use the site.
2. What We Do — and What We Do Not Do
We are a finance intermediary. Our service is to screen and introduce: we connect clients seeking financing with financiers seeking opportunities.
To be unambiguous about our role, we do not:
— lend our own money, and we are not a bank, credit institution, or deposit taker;
— hold, receive, or control client money at any point;
— provide regulated financial advice, investment advice, credit broking advice, or any personal recommendation;
— act as your agent, adviser, fiduciary, or representative in negotiating terms;
— guarantee that financing will be offered, on any particular terms, or at all.
Nothing on this website is an offer of finance, an offer to buy or sell any financial instrument, or a personal recommendation. Any decision to enter into a financing arrangement is yours alone and should be taken with independent professional advice.
3. Eligibility and Your Responsibilities
You must be at least 18 and have authority to act for any business you represent. You agree that all information you submit is accurate, complete, and not misleading, and that you will update us if it materially changes. Submitting false or misleading information may result in us ending our involvement without notice.
You agree not to misuse the site: no attempting to gain unauthorised access, no automated scraping, no submitting unlawful content or malware, and no using our forms to send unsolicited commercial messages.
4. Inquiries, Introductions, and Confidentiality
Submitting an inquiry is free and creates no obligation on either side. We are under no obligation to accept, progress, or circulate any inquiry, and we may decline a case without giving reasons.
Your requirement is circulated only as an anonymised profile, and your identity is disclosed to a specific counterparty only with your agreement, as described in our Privacy Policy. You agree to treat information you receive about a counterparty through us as confidential, and to use it only to evaluate the potential transaction.
An introduction is not an endorsement. We do not warrant the identity, solvency, regulatory standing, conduct, or suitability of any counterparty we introduce. You are responsible for your own due diligence before entering any agreement.
5. Fees
Submitting an inquiry and registering a mandate are free of charge. Where an introduction may lead to a transaction on which we would be remunerated, our fee basis will be agreed in writing with the relevant party before any engagement. We do not charge undisclosed fees and we do not take payment from you to circulate your inquiry.
6. The Comparison Directory and Referral Links
Separately from our intermediation service, this website publishes an independent comparison directory of third-party financial platforms. Those listings are general information only and are not a recommendation. Some listings contain referral links, and we may receive a commission if you open an account through one — at no additional cost to you. Commission does not determine ranking. See our Disclaimer for the full position.
Third-party platforms are independent of us. We are not responsible for their products, terms, availability, or conduct, and any bonus or offer is subject to that platform's own terms.
7. Accuracy of Content
We take reasonable care with the information we publish, and some content is prepared with AI assistance under human editorial oversight. Rates, fees, bonuses, and regulatory statuses change frequently and may be out of date. Content is provided for general information only, and you should verify anything material directly with the relevant provider or regulator before acting on it.
8. Intellectual Property
The content, design, and branding of this website are owned by us or our licensors and are protected by intellectual property law. You may view and print pages for your own legitimate business use. You may not republish, systematically copy, or commercially exploit our content without written permission. Third-party names and logos are the property of their owners and are used for identification only.
9. Limitation of Liability
Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be excluded.
Subject to that: we provide this website and our introduction service with reasonable care but without warranty that they will be uninterrupted, error-free, or produce any particular outcome. We are not liable for any financing decision made by a third party, for the acts or omissions of any counterparty introduced, or for any indirect or consequential loss, loss of profit, loss of business, or loss of opportunity. Where we are found liable, our total liability arising from your use of the website and any introduction is limited to the fees actually received by us in connection with the matter, or £100 where no fee was received.
If you are a consumer, your statutory rights are not affected.
10. Suspension and Termination
We may suspend, restrict, or withdraw access to the site or our service at any time, including where we consider these terms have been breached. You may stop using our service at any time and ask us to withdraw your inquiry.
11. Governing Law
These terms and any dispute arising from them are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction, save that if you are a consumer resident elsewhere in the UK you may bring proceedings in your local courts.
12. Changes
We may amend these terms from time to time. The revision date is shown at the top of this page, and continued use of the site after a change constitutes acceptance of the amended terms.
13. Contact
Questions about these terms: info@agrin.finance.